Which card should
you use right now?
Know which card to use at checkout. Track statement credits before they expire. Decide which annual-fee cards are worth keeping. All in one place.
The answer in
2 seconds flat
Tap any category on the right. Your cards rank instantly by reward rate — no mental math, no second-guessing.
- Multipliers from 104+ real cards pre-loaded
- Custom overrides for your actual rates
- Break-even shown for annual fee cards
Pick a category
Best cards for Dining
Amex Gold
points
Chase Sapphire Preferred
points
Citi Double Cash
cashback
How it works
Set up once. Use every time you pull out your wallet.
Add your cards
Choose from 104+ cards. Reward rates and bonus categories come pre-loaded — no manual setup needed.
Use the right card at checkout
Tap any of 17 spending categories and instantly see your cards ranked by reward rate. No mental math.
Claim every credit
Track statement credits per card with progress bars. Never let a $10 dining credit or $15 streaming credit expire unused.
Know what to keep
Every annual-fee card gets a KEEP / CANCEL / CLOSE CALL verdict based on your credits, perks, and spending.
People are leaving less on the table
Real users, real cards, real savings.
“I was leaving hundreds of dollars on the table every year using the wrong card for groceries. This app fixed that in 5 minutes.”
Marcus T.
Chase Sapphire + Amex Gold user
“The category comparison is unreal. I never knew my Citi card was better than my Chase card for gas until I saw it side by side.”
Priya R.
5-card wallet optimizer
“The statement credit tracker is the killer feature. I used to forget my dining credits all the time. Not anymore.”
Daniel K.
Travel rewards enthusiast
Simple pricing
Core features free forever. Premium unlocks the full Keep or Cancel analysis.
Free
$0
No credit card required
Premium
$3.99
/mo
Cancel anytime
Stop guessing at checkout
Add your cards in 2 minutes. From now on you'll always know which one to use.
Free forever · No credit card required