Which card should
you use right now?
Know which card earns the most at every checkout — and whether your annual fees are worth keeping.
The answer in
2 seconds flat
Tap a category. Your cards rank by reward rate instantly — no math, no guessing.
- 1Add your cards — 104+ templates, takes 2 minutes.
- 2Pick a spending category — 17 covered.
- 3See your best card instantly ranked by reward rate.
Pick a category
Best cards for Dining
Amex Gold
points
Chase Sapphire Preferred
points
Citi Double Cash
cashback
Everything you need to maximize rewards
Six tools, one mission: never leave points on the table.
Best Card Finder
Instantly ranks your cards by reward rate for any category.
Digital Wallet
104+ card templates. Drag to reorder, archive, and override rates.
Statement Credits
Progress bars, reset tracking, and log usage in one tap.
Perks & Resets
Track Amex and Chase perks. Never miss a quarterly or annual reset.
Keep or Cancel
KEEP / CANCEL / CLOSE CALL verdict per annual-fee card, with downgrade paths.
Smart Alerts
Free push notifications for fees, perks, and budget. Email + SMS on Premium.
Simple pricing
Core features free forever. Premium unlocks the full Keep or Cancel analysis and Smart Alerts on email + SMS.
Free
$0
No credit card required
Premium
$39
/yr
$3.25/mo equiv. — save 17%
Cancel anytime
One click in Settings. You keep free-tier access and all your data.
We never ask for bank logins. You add cards manually — no sensitive credentials stored.
All push alerts are free (annual fee reminders, perk reset, budget). Premium adds email and text (SMS) as extra channels for the same alerts.